10 Best Ways to Save Money in Metros

In our day to day busy life, we concentrate on work, home and rest.We rarely have time to concentrate on Quality of our Economic Life Style. Indian job market mostly comprises of Private Jobs and it is very important for current generation to concentrate on their Economic Life Style as their Life after retirement, mostly depends on what they save today. I publish below ideas to everyone, interested in improving their Economic Life Style, help them boost up their savings and investments.

1. Daily Necessities : Modern life is driven by online shopping. Paytm and Shopclues are not as familiar as Flipkart, Amazon and Ebay, but these websites have wide variety of day to day necessary items. For example, Shopclues Wednesday Bazaar has deals on necessary items like detergent, soaps and shampoos with prices as low as Rs.19 - 21.Most of the everyday must haves, can be brought online at low prices over Paytm and Shopclues Flea Markets. We can watch out every day deals for better price of products, we want to buy. Online Shopping helps us to grab great deals on necessities, cutting down the traveling expenses to retail stores. One can make the most of Online Shopping by mere observance of the deals everyday. As any other shopping, online shopping has to be done with prudence, we should only concentrate on things we really need. We should restrain ourselves from buying unnecessary products just because they are on Sale.
2. Bill Payments: Electricity Bill, Prepaid/Postpaid phone Bills, DTH and Gas Bills are mandatory payments every month. If the same payments are done via Paytm/Freecharge websites we can get cash back on all payments made. This feature is really helpful, as we have regular small savings every month on bills.
3. Clothing and Home Furnishings : Though most of us usually prefer buying clothes and furnishings directly in stores, it is not preferred to believe Sales/Discounts propagated by Shopping Outlets. In most of the cases, the prices are amplified and shown discounts. It is preferred to buy clothing in reliable wholesale markets and factory outlets, for better price.
4. Health and Nutrition: These days everyone is believing in buying Natural products. Though all FMCG companies are marketing chain of natural products, Himalaya and Pathanjali can be termed as price efficient natural product brands. Their products are real value for money and can be bought online on websites like 1mgayush and himalayaherbals, on good deals and free home delivery.
5. Travel : We have lot of travel booking websites, but Paytm has a unique feature. It helps us obtain cash back on hotel and bus/train tickets booked via Paytm. Though the bookings might take little time as payments have to be done via Paytm Wallet, it is worth as we get cash back, which can be used for making other purchases on Paytm. Redbus and Makemytrip also offer timely bus booking deals, which are helpful in cutting down the travel costs. Local cabs can be booked on Ola and Uber at competitive prices. At times, cab fare can be proved less expensive than auto fare, particularly at odd times.
6. Consumer Goods : This is one major area of our interest, all of us like electronics gadgets. The ease and convenience makes us spend any money on them. The best way to buy these products are either online sales or festival sales. As India is known as a festive land, all the discounts and sales generally continue at the time of festivals. Many Non-Banking Financial Companies like Bajaj Fiserv provides EMI without credit card and introduces various deals and offers during festivals. We can make use of even Company Exchange offers, second sales and product launch offers to buy our favorite products at optimum prices.
7. Medicines: Buy all medications in discounted stores like Medplus and Emami Frank Ross outlets. Make optimum usage of Generic Medical Shops, established all over the country. Medical Apps like eswastya and pharmeasy help us to buy medicines on discounted prices with free home delivery.
8. Use Free ATMs: After the first five transactions in a month, you are charged Rs 20 per cash withdrawal if you are operating an ATM outside your bank's network. So, regular withdrawals from ATMs outside the surcharge-free network can be expensive. Avoid them.
9. Smart Buy : Check for discount deals on Coupondunia and Grabon.Various Dining and Spa deals can be found on Nearbuy.com.Mysmartprice.com helps us identify, the best deals on the respective product. Make use of BUY1GET1 offers on Limeroad and Voonik.
10. Dispose the Unused : Quikr and Olx websites are a wonderful platform to sell unused products. We can just post and sell our products at competitive prices. So, we can save space and earn money by selling unused products.

All together, I want to conclude that “spending can wait, but saving can be waited”.